"Thank you so much for your help in buying our first home. We appeciate all the time you took in helping us through the process and walking us through, step-by-step. Count on our referral to friends and family."

Dom Cianfrini & Jessica Klug, Depew, NY

"Thank you for helping so much with this whole process. I know we threw a lot of questions at you and you were always very patient and helpful. We will definitely pass your information along to anyone we know looking for mortgage assistance in NY. You made everything so much easier than if we had tried to do it ourselves."

Luis & Stefanie Morales, Bellmore, NY

"I will recommend you in a heartbeat, Ron. Your knowledge and customer service skills are absolutely OUTSTANDING."

Jennifer Kregg, Buffalo, NY

"I just wanted to say Thank You for all your help during this process. You were by far the most helpful out all the people involved in this. I will be certain to pass your name along."

Rob Amo, Amherst, NY

"I cannot thank you enough for everything. You made this process very easy and smooth. Even though I was a pain...at times, thank you thank you. The house is gorgeous and so happy to call it home. Thanks!"

Shauna, Scott & Brayden, Hamburg, NY

"Thank you for doing what no one else could. We so appreciate it!"

Paul & Deanna Rusek

"My clients, Brad & Sandy Gibson, told me how well you took care of them. I just wanted you to know how much I appreciate your great service to my clients."

John Clouden, Sgroi Financial

"Tonight's closing went great, Janet was very thorough, and a pleasure to work with. All the figures you gave us were right on the money and everything went as expected. It has been a real pleasure to work with you on our VA refi. Thank you for walking us through each step and staying on top of everything for us. We'd be more than happy to refer you to anyone doing the same in the Rochester area. We will contact you if we have any questions although it all seems pretty straight forward from here."

Andy & Allison S., Penfield, NY

"I just wanted to take a moment to thank you for all of your hard work on our mortgage and closing. I truly appreciate all of the additional work that my situation required, from meeting with my parents to last minute documents. You have helped me reach my dream of raising my children in a safe, neighborly, beautiful neighborhood. Thank you."

Sara Komoroske, West Seneca, NY

"I meant to express to you how thankful I am with regards to your work ethics. Penny Wise, from Mikienis & Mikienis, PC couldn't stop talking about how quickly you got back to her when she needed something from you. She also expressed how she wouldn't hesitate to refer your business to anyone. I am very grateful that the closing of Wyandotte was for the most part smooth, and I have you to thank you for that. Thanks again Ron."

Mercy Dela Cruz, Real Estate Broker, Cash Flow Buffalo, Inc.

"I am a paralegal and close many real estate deals each year.  Dealing with Ron Fronckowiak was a pleasure.  Even though I am very familiar with all steps necessary to close, Ron made sure each step was carried out with no problems.  The closing process from time of application to closing was very fast.  I would strongly recommend and have recommended Ron to my clients who are in the process of obtaining a mortgage or refinancing their existing home."

Margaret Merlino, Lancaster, NY

"I would recommend Ron Fronckowiak to anyone.  I have already given some of Ron's cards to a very good friend that is in real estate. I cannot say enough about Ron and the entire staff. He worked very hard to accommodate my needs and was very informative throughout the whole process. Thanks Ron for a great job."

Mary Ellen Leo, West Seneca, NY

"Ron Fronckowiak saved the day for us.  We didn't know if we'd be able to close on our property at all with our previous broker -- let alone on time!  Ron was so helpful and pushed things through so that we closed within our originally set week. We'll recommend him to everyone we know looking for mortgage services."

Jennifer S., Hamburg, NY

"I can't thank Ron enough for helping me keep my home during a difficult separation from my husband.  They never gave up on me and without them I would not have been able to stay in my home.  Thank you from the bottom of my heart!"

Sandra A., Tonawanda, NY

"I strongly recommend Ron Fronckowiak to all my friends and family.  Thanks for your help!"

L. & T. Cowan, Lackawanna, NY

"Every time I called, Ron was very courteous and helpful.  I never felt that my business with the firm was unimportant no matter how simple the matter was.  I have and will continue to recommend Ron Fronckowiak to anyone I know who may need the services you provide.  My call was taken very seriously and he worked diligently and quickly for us and made our experience so worthwhile and unforgettable.  We have dealt with Ron a couple more times and have always received the same superior treatment.  When we sent friends to you for help, they too were extremely pleased with your success in helping them refinance their home to a much lower rate.  Ron Fronckowiak is forever an asset to us.  Thank you for all you have done to get us through the refinancing process!!"

Nelson & Margaret B., Youngstown, NY

"One of the best experiences I have had from a mortgage company.  In fact, just about the best with ANY company.  I would highly recommend your company to everyone I know."

Mr. & Mrs. Unger, Amherst, NY

"Ron Fronckowiak was a tremendous help through what can be a very stressful and complicated process.  I would definitely recommend Ron to anyone in need of mortgage assistance."

M. J., West Seneca, NY

"You guys were wonderful.  All my questions and concerns were taken care of quickly and Ron is a pleasure to work with.  Thanks a lot.  Now I can get on with my life.  I even had fun at my closing. Wow!"

Kristin Howard, East Aurora, NY

“...can't say enough positive things about Ron Fronckowiak!  Buying a home was far less stressful due to his efforts.  He went above and beyond to help everything go smoothly.  We were under a tremendous time crunch and he was able to finish everything early! Our realtor and our attorney both commented on how wonderful Ron was!  Ron will be the only one we will ever deal with in the future and he will come highly recommended to everyone we know!”

Jennifer & Garth Merlino, Hamburg, NY


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Call 716-685-9696 today! I am here to guide you through all of your mortgage needs.

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Licensed, Bonded, Local Mortgage Expert

Ron Fronckowiak

Licensed Mortgage Professional

NMLS ID 7054